Joel Everett is a CERTIFIED FINANCIAL PLANNER™ professional and LPL Financial Advisor at Financial Planning Consultants. Since joining Financial Planning Consultants in 2015, Joel has worked closely with and been mentored by Thad Pugmire.
As a CFP® professional, Joel places a strong emphasis on financial planning. His typical client relationship begins with the development of a financial plan. The purpose of the financial planning process is to define the client’s goals and objectives, determine what resources are available to the client, and then create a plan to deploy those resources to pursue the defined goals and objectives. This financial plan informs all subsequent advice Joel provides to his clients
Joel primarily works with clients who are retired or within five years of retirement. These clients are typically pondering their retirement readiness. They are wondering how much they should be saving and in what accounts to save leading up to retirement, how to coordinate different sources of retirement income, when to claim social security, whether retirement spending goals are realistic, and how to properly allocate their investments. Joel primarily works with clients residing in the counties of San Diego, Fresno, Salt Lake, or Utah.
Born and raised in Fresno, California, Joel went on to graduate magna cum laude from Brigham Young University with a bachelor’s degree in chemistry. He then completed a master’s degree in cancer pharmacology at Vanderbilt University.
Joel and his wife, Katie, have been married for twelve years and have three children, a daughter and two sons. Joel enjoys reading, running, visiting the San Diego Zoo and Sea World with his family, and volunteering at his church in his spare time.
Joel is a fully registered investment professional who holds the Series 7 and 66 with LPL Financial. He also holds Life, Accident, and Health Insurance licensing in California.
CA Insurance Lic. #0K55115